Subbie Stack

Payments & Finance software for tilers in New Zealand

5 apps. Prices in NZD, with Xero, MYOB and QuickBooks sync shown.

In New Zealand

In New Zealand most tradies use Xero, with MYOB and QuickBooks next. GST is 15%, so check prices are clear about GST, and that invoices are GST-ready.

  • ✓Check the app syncs two-way with Xero (or MYOB if that’s what your accountant uses)
  • ✓NZ-based support helps when something breaks mid-job
  • ✓Watch for prices quoted in AUD or USD
Must sync with:5 of 5 apps
W

Windcave

Payments & Finance

HQ: Auckland, New Zealand

✓ Sold in NZNo field notes yet

Price

See pricing details

NZ/AU payment gateway - merchant pricing quote-based

What it does

Payment gateway and payment terminals popular with NZ merchants

Accounting sync:XeroMYOBQuickBooks
S

Square

Payments & Finance

HQ: United States

No field notes yet

Price

See pricing details

Pay-as-you-go card rates; hardware sold separately…

Full pricing

Pay-as-you-go card rates; hardware sold separately. No monthly software fee for basic payments. NZ/AU/UK available

What it does

In-person and online payments, invoicing, POS hardware for service businesses

Accounting sync:XeroMYOBQuickBooks
G

GoCardless

Payments & Finance

HQ: London, United Kingdom

✓ Sold in NZNo field notes yet

Price

See pricing details

Per-transaction Direct Debit fees; no classic SaaS seat price…

Full pricing

Per-transaction Direct Debit fees; no classic SaaS seat price. NZ/AU/UK supported with local schemes

What it does

Recurring Direct Debit collections for invoices and retainers

Accounting sync:XeroMYOBQuickBooks
S

Stripe

Payments & Finance

HQ: South San Francisco, CA / Dublin, United States / Ireland

✓ Sold in NZNo field notes yet

Price

See pricing details

Pay-as-you-go card/online payment fees; no seat licence. NZ/AU/UK available

What it does

Online payments, invoicing payment links, subscriptions

Accounting sync:XeroMYOBQuickBooks
C

Contractor+

Field service management / all-in-one contractor operations (CRM, estimating, scheduling, payments, AI)

HQ: Orlando, FL, United States

Price

From ≈ NZD 105/mo(listed as USD 58/mo)

USD per company, with user allowances: Freedom $0/mo forever (up to 250 leads/clients…

Full pricing

USD per company, with user allowances: Freedom $0/mo forever (up to 250 leads/clients, 5 estimates/invoices per month); Pro Team $58/mo (annual saves up to 40%), first 2 users included, +$20/mo per additional user; Max $500/mo (unlimited users, includes…

What it does

Contractor OS for build and service contractors: CRM/leads, estimates/quotes…

Everything it does

Contractor OS for build and service contractors: CRM/leads, estimates/quotes, automated job costing & profitability, scheduling, dispatch, invoicing/billing, FAST card & ACH payments, business phone/SMS, client portal, chats, time tracking, vendor management, Estimatic AI and AI Workflow Builder, website, property…

Accounting sync:XeroMYOBQuickBooks

Prices are converted as a guide (≈, rates from 2026-11-06). GST/VAT may be extra. Confirm on the vendor's site. Order is never paid for.

FAQ

Common questions

Which payments & finance for tilers apps sync with both Xero and MYOB?

Square list integrations with both Xero and MYOB.

Are any of these apps based in New Zealand?

Windcave is headquartered in New Zealand, which can mean local support hours and local pricing.